Purpose: Verifies the identity of the signers and ensures they are signing willingly and knowingly.

Documents Notarized: Mortgage agreements, promissory notes, deeds of trust, closing disclosures, affidavits, etc.

Purpose: Ensures loan documents are properly signed, dated, and notarized during the loan closing process.

Documents: Refinances, home equity loans, reverse mortgages, real estate purchases, etc.

Purpose: Offers flexible notary services by traveling to a client’s location to perform the notarization.

Locations: Homes, offices, hospitals, or other agreed-upon meeting spots.

Purpose: Reviews loan documents with the borrower to explain the purpose of each document, ensuring the client understands before signing.

Note: Signing agents cannot provide legal advice.

Purpose: Provides a witness to the signing of important documents, required in some states or for certain types of loans.

Purpose: After notarizing, signing agents ensure the completed loan package is delivered to the appropriate party (e.g., the lender, title company, or escrow officer).

Purpose: Certifies and verifies that documents are authentic, and that the signing parties are who they claim to be.

Documents: Legal contracts, affidavits, deeds, wills, powers of attorney, and more.

Purpose: Confirms that a signer willingly signed a document and understood its contents.

Common Use: Real estate deeds, mortgage documents, or agreements that require formal acknowledgment.

Purpose: Administers an oath or affirmation to the signer, certifying that the information in the document is truthful.

Common Use: Affidavits, depositions, or sworn statements.

Purpose: A notaries administer oaths or affirmations to individuals, ensuring that they are making truthful declarations under penalty of perjury.

Common Use: Testifying in legal proceedings, or when completing sworn statements.

Purpose: Verifies that a copy of a document is a true and accurate reproduction of the original.

Common Use: Certifying copies of passports, birth certificates, diplomas, or other official documents (though laws vary by state).

Purpose: Attests to the fact that a particular person signed a document in the notary’s presence.

Common Use: Contracts, loan agreements, or any legal documents that require a witness.

Purpose: Validates the signing of real estate documents, including deeds, mortgages, and refinancing agreements.

Common Use: Property sales, transfers, refinancing transactions.

Purpose: In some cases, notaries help with the process of obtaining an apostille, a special certification that validates documents for international use.

Common Use: Documents being sent to foreign countries, such as birth certificates, diplomas, or powers of attorney.

Purpose: Ensures the individual signing the document is properly identified with valid, government-issued identification.

Common Use: Preventing identity fraud in the signing process of legal documents.

Purpose: Some notaries offer mobile services, traveling to clients’ locations to notarize documents.

Common Use: Hospitals, homes, offices, or any convenient location for the client.

Purpose: Similar to loan signing agents, notaries handle notarization of documents related to mortgages and other loans.

Common Use: Refinances, property purchases, reverse mortgages.

Purpose: In commercial law, notaries may protest notes and bills of exchange when payment has not been made.

Common Use: Banking or business-related transactions.